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1. Title Insurance - It is in your best interest to purchase an Owner's Title Insurance policy, to make certain that the title to the property is being property conveyed to you and the title is free and clear of liens and encumbrances.
2. Attorneys - Legal advice should be obtained before signing the contract. After you have signed the contract may be too late.
3. Realtors - Working with the right realtor can make the process of selecting a new home easier and faster. You will want to know whom the broker represents, whether it be you, the seller or both of you ("dual agency").
4. Survey - To confirm that you are purchasing the land and/or building(s) that you think you are buying, you will want to have the property surveyed.
5. Lender - You will want to make this choice carefully. A great deal of research can be put into this part of the process, and ask people that you know for recommendations. Costs and services provided by each Lender can vary.
6. Inspections - You should hire a licensed building inspector or inspection company and have a comprehensive inspection done on your new home.
7. Termite Inspection/Roof Inspection - These are two optional inspections that you might want to consider if you are not having a comprehensive inspection done.
8. Flooding - You will want to determine whether the property you wish to purchase is located in a flood zone and/or prone to frequent flooding prior to signing a contract.
9. Homeowner's Insurance - It's always a good idea to check on this detail prior to signing the contract. You will want to check for insurability, as well as an estimated yearly premium.
10. Homeowner Association or Condominium Association - You will want to obtain as much information about rules, regulations, and yearly fees of any homeowners association that your new home might be subject to.
11. Modifications to Your Home - Rules and regulations of homeowners associations, as well as local ordinances and boards, may come into play when wanting to make changes to the home that you are purchasing. Be sure to research this thoroughly prior to signing the contract.
12. Closing Costs - Have Old Crawford Land Title Agency, your realtor, attorney and/or the lender give you an estimate of all closing costs related to the transaction that you will be responsible for.